Scope FinServ · Built for Texas Bank and Trust

Find the North Texas borrowers whose notes are coming due.

Public record onlyEvery fact citedCommercial borrowers
Maturity Radar · Dallas + CollinSBA 7(a) · as of 06/30/2026
3,296
outstanding SBA 7(a) loans to local businesses
$2.52B
original approvals on those loans
659
variable-rate loans from 2021 and 2022, started near 6%
440
now held by Huntington or Fifth Third after their Texas acquisitions
Source: SBA FOIA 7(a) data. Pulled 10/01/2026.
How we find them

Four records, joined. Then a name that signs.

The method behind the pipeline we delivered in Tarrant County.

01

The population

Every owner-occupied commercial building in the radius.

02

The lien

Who lent, when, and whether a release was ever filed.

03

The maturity

Five, seven and ten year notes. A 2019 deed of trust has a date on it.

04

The signer

The person who signs the facility, and a line that rings.

62,010
parcels read
235
owner-occupied, in size band
24
liens read at the county clerk
6
open notes from 2018 to 2021
12
free and clear, no lender in the way
23
named signers, of 24

Delivered September 2026 to a Dallas-Fort Worth lender. Tarrant County official public records. Open the pipeline

Texas Bank and Trust
Catered to Texas Bank and Trust · Prepared for Mason Whitmarsh

Six places to look first.

Built around your Fort Worth office on Bailey Avenue, your Richardson and Frisco branches, and your commercial book.

Texas Bank and Trust, 464 Bailey Avenue, Fort Worth
Fort Worth · 464 Bailey Avenue
Texas Bank and Trust main bank, Longview
Main Bank · Longview · since 1958
Owner-occupied
313

Businesses on these lists that own their commercial building.

Open the list   Run Bailey Avenue
Rate reset
659

Variable SBA loans from 2021 and 2022. The rate has moved since.

Open the list
Coming due
81

Local SBA notes reaching final maturity within 36 months.

Open the list
Bank changed hands
440

Loans now held by Huntington or Fifth Third after acquisitions.

Open the list
New doors
1,218

New sales tax permits in the ZIPs around your Richardson and Frisco branches since July.

Open the pulse
Credit file

The deep dive before the deal

Ownership, related parties, liens and litigation, all cited.

See three examples
Live tools · real data

Filter it. Export it. Hand it to a lender.

Every name is checked against the Comptroller, PPP, other SBA loans and the appraisal district. Click a name for its file.

0loans
$0original approvals
0lenders
BusinessCityIndustryLender on recordApprovedAmountRateFinal maturity
Source: SBA 7(a) FOIA, FY2020 to present, as of 06/30/2026. Dallas and Collin project counties, approved 2021 or later, outstanding or undisbursed, business borrowers only. Rate is the initial rate. Final maturity is first disbursement plus term; prepayment is not shown. Lender is the current holder of the loan.
Delivered work · click to open

From the call list to the credit file.

One pipeline. Three named prospects, taken all the way down.

Pipeline›Grade A: open 2019 note›Full deep dive
Opportunity pipeline · Tarrant County · delivered 09/09/2026

Owner-Occupied Lending Pipeline

235 owner-managed businesses that own their buildings, inside 20 miles of 76109.
10 pages · PDF and WordOpen ›
Due diligence file · from the pipeline · Grade A, open 2019 note

Ram Products, Ltd.

A 38-year industrial distributor in a 41,340 square foot Richland Hills building.
39 pages · PDF and WordOpen ›
Due diligence file · from the pipeline

Exeltech Incorporated

Owns a 32,741 square foot plant and the vacant lot next door.
62 pages · PDF and WordOpen ›
Due diligence file · excluded from the pipeline, and why

RAZ Imports, Inc.

The pipeline excluded it: an institutional fund owns the building.
63 pages · PDF and WordOpen ›
Run a deep dive

Send a name. Or a radius. Get the file.

Company deep diveOne business, before the first meeting.
Opportunity pipelineA radius, an industry, a loan size.
Credit diligence fileA borrower in underwriting.
Every file is produced by TRACE

Observed, never authored.

Gathers and cites

Every line walks back to its public record.

Commercial only

Not a consumer report. No consumer credit data.

Your bank decides

Credit, CIP, KYC and sanctions stay with your team.

Scope Intel · Introducing
The DataBank platform

Find the opportunity.
Understand the business.
Arrive prepared.

DataBank is the commercial banker's workspace: one place to decide which business deserves a conversation, see the evidence behind it, and move the relationship forward.

scopeintel.ai / databank / today
DataBank banker workspace: today's priority signals, territory map and company preview
56screens designed
8core destinations
4specialist banking desks
1source trail behind every fact

Design concept with demonstration data. Company names, figures and the bank shown are illustrative.

What it is

From a public record to a prepared meeting, in one workspace.

01

Find

Signals across your market: notes coming due, rate resets, lender changes, owner-occupied buildings and new businesses. Ranked, mapped and filtered to your territory.

02

Understand

A full picture of each company: owners, related entities, properties, financing history and the people who sign. Every fact links to its record.

03

Act

Meeting briefs, outreach drafts, a relationship pipeline and research on request. Then a clean handoff to credit, treasury or onboarding.

DiscoverCompany intelligenceEvidenceMeetingRelationshipResearch handoff
Company intelligence

Every business, understood before the first call.

Company 360 puts the summary, ownership graph, properties, financing events and open questions on one page. The relationship opportunity is stated plainly, along with what still needs checking.

  • Typed ownership and related-entity graph
  • Calculated maturities kept separate from verified ones
  • Open questions carried into the meeting brief
Company 360 with ownership graph and relationship opportunity
Evidence and research

Every claim shows its source.

Readable research files with the source record, filing date and retrieval date beside every finding. Gaps stay visible all the way to the final file.

RecordedCalculatedInferredNeeds review
Evidence and research file with source references
TRANCHE · Facility structuring

From the record to the facility, before the first call.

TRANCHE reads everything DataBank knows about a business and frames the facility that fits it: the product, the collateral behind it, a size range set by your bank's own credit box, and who holds the debt today.

01

Capacity

Revenue signals from state tax receipts and payroll filings. Asset base from appraisal and equipment records. Known obligations from recorded liens and loans.

02

Fit

The facility the evidence points to: owner-occupied refinance, SBA 504 or 7(a), equipment, revolving line, acquisition term or build-out.

03

Size

An indicative range under your credit box: your loan-to-value and coverage guides, hold limits, industries and markets.

04

Timing

Lender of record, maturity and UCC lapse windows, and a one-line reason to call now.

The Facility Brief

One page your banker carries into the meeting.

  • Your box, your answer. Every structure runs through your bank's policy, so two banks looking at the same company see two different facilities.
  • Shown, not asserted. Each figure carries its method and its record. An original loan amount is never shown as a current balance.
  • Ready for the room. The questions to ask and the documents to request close out every brief.
Facility Brief · Illustrative company, Dallas CountyExample
StructureOwner-occupied real estate refinance, plus a revolving line for working capitalPoints to: owns its building, note coming due, steady receiptsInferred
Collateral41,000 sq ft building, appraised $3.2MCounty appraisal record, 2026 valueRecorded
Size range$2.2M to $2.6M term; line sized to receiptsYour box: 70 to 80 percent loan-to-valueCalculated
IncumbentRegional bank, deed of trust recorded 2019Stated maturity 06/2027Recorded
Why nowMaturity in eight months; refinance window openCalculated
Ask in the meetingCurrent rate and covenants, deposit relationship, expansion plansTo confirm
Indicative structure for the conversation · not a credit decision
Your bank decides. TRANCHE frames the conversation. Credit, pricing and approval stay with your team.
Business records only. Built from filings, registers and recorded instruments about the company, never personal data on its owners.

Design concept with demonstration data. The company and figures shown are illustrative.

Inside DataBank

One workspace for the whole relationship.

Six of the boards designed so far. Click any one to open it full size.

Where it stands

Live today. Built out in stages.

Live now

Intelligence and research

Maturity Radar and New Business Pulse on real public records, company files on request, and delivered research like the files on this site.

Stage 1 · Pilot

The first full journey

Set your market, discover, confirm the right company, open the evidence, request research, prepare the meeting.

Stage 2 · Platform

Monitoring and teamwork

Watchlists with change alerts, assignments, relationship pipeline, TRANCHE facility briefs, CRM and calendar connections, mobile.

Stage 3 · Enterprise

The whole bank

Executive analytics, specialist desks for treasury, insurance and onboarding, roles, audit and administration.

Your bank decides. Credit, pricing, customer verification and approvals stay with your team. DataBank supplies the research.
Honest about time. Every record shows when it was filed and when it was retrieved. Nothing is labeled live that isn't.
No guessing. A shared surname or a nearby address is never shown as an ownership link.

Help shape the DataBank pilot.

Tell us the market and the kind of relationship you want more of. We will build the first journey around it.